SHARE CERTIFICATE & IRA CERTIFICATE RATES
Effective February 1, 2013
(One Thousand Dollars Minimum)
6 Month Term .40% A.P.R. .40% A.P.Y.
12 Month Term .45% A.P.R. .45% A.P.Y.
24 Month Term .50% A.P.R. .50% A.P.Y.
36 Month Term .70% A.P.R. .70% A.P.Y.
48 Month Term .80% A.P.R. .80% A.P.Y.
60 Month Term 1.00% A.P.R. 1.00% A.P.Y.
DIVIDEND RATES
SAVINGS ACCOUNTS .25%
CHECKING ACCOUNTS
Dividend Rate .10%
No Minimum Balance Required
Service Charge $2.00 per month
IRA - OTHER THAN CERTIFICATES - .25%
