PERSONAL LOANS
Preferred Customer Loans
Term Maximum Loan Amount A.P.R.
1 year $5,000
2 year $5,000 All Periods 9.95%
3 year $5,000
Unsecured Loans
1 year $5,000
2 year $5,000 All Periods 16%
3 year $5,000
* - Amount of loan subject to credit evaluation.
Share Secured Loans
1 year 2.00%
2 year 2.50%
3 year 3.00%
4 year 3.50%
HOME EQUITY LOANS
Variable Rate
(Effective January 1, 2014)
Term
5 years All variable rate loans are
10 years Prime Rate with a floor of 3.00% 15 years Lifetime cap of 12.5%.
Fixed Rates
(All fixed rate loans are subject to availability)
Term A.P.R.
5 years as low as 4.25%
10 years as low as 4.50%
15 years as low as 4.75%
FEES
All Home Equity Loans - $500.00