PERSONAL LOANS
Preferred Customer Loans
Term Maximum Loan Amount A.P.R.
1 year $5,000 9.45%
2 year $5,000 9.95%
3 year $5,000 10.45%
Unsecured Loans
1 year $5,000
2 year $5,000 All Periods - 16%
3 year $5,000
* - Amount of loan subject to credit evaluation.
Share Secured Loans
1 year 5.00%
2 year 5.25%
3 year 5.50%
4 year 5.75%
HOME EQUITY LOANS
Variable Rate
Term (Effective 4/1/09)
5 years All variable rate loans are
10 years Prime Rate with a floor of 4.5% 15 years Lifetime cap of 12.5%.
NEW Fixed Rates
(All fixed rate loans are subject to availability)
Term A.P.R.
5 years 4.75%
10 years 5.00%
15 years 5.25%
Fees
5 Years: No Fee
Over 5 Years: NO FEE FOR NEW FIXED RATE EQUITY LOANS $25,000 and OVER
All Other Loans: $0 to $50,000 $100.00
Over $50,000 $200.00
